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SYF

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Stonvex AI

SYF

AI Research Report

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Runs the full IB-grade framework: Narrative, Reverse DCF, Comps, Sensitivity, and Deal Radar. Takes 20–40 seconds.

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Earnings

Next report date, year-over-year trend, and recent quarter history.

Earnings history activates with Polygon. When configured, this panel shows the next report date, consensus EPS/revenue, and the last 4 quarters of actual-vs-estimate.

Quant Grades

6-factor scoring with sector-relative rank. Updated daily.

Quant grades are available for tickers in our scored universe.

Financial statements

Most recent quarterly filings sourced directly from SEC EDGAR.

Financial statements activate with Polygon. The Developer plan includes quarterly and annual filings sourced directly from SEC EDGAR.

Corporate events

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Disclaimer: The content on this page is for informational and educational purposes only and does not constitute investment advice, a recommendation, or an offer to buy or sell any security. Past performance does not guarantee future results. Consult a licensed financial advisor before making any investment decisions.

Stonvex

AI-powered stock research for US equities.

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Latest news

Factor Grades

5-factor analysis: Valuation, Growth, Profitability, Momentum, Financial Health.

Synchrony Financial

Synchrony Financial

Financial Services·NEW YORK STOCK EXCHANGE, INC.·US·IPO 2014-07-31
📅 Earnings in 7d (Apr 21)
NEW YORK STOCK EXCHANGE, INC.After-hours
Synchrony Financial
Financial Services
$74.84
$1.05 (+1.42%)
After-hrs · vs prev close $73.79
Open
$74.06
Prev close
$73.79
Day range
$73.92 – $74.92
52W range
$44.43 – $88.77
Mkt cap
$25.65B
P/E
7.0
EPS
$9.51
Beta
1.41

Factor Grades

View details →
B-
Overall score: 61/100
A
Valuation
B
Growth
C+
Profitability
C-
Momentum
C
Financial Health
  • Yahoo·7h ago

    Is Synchrony Financial (SYF) an Underappreciated Stock?

    Oakmark Funds, advised by Harris Associates, released its “Oakmark Fund” first-quarter 2026 investor letter. The objective of the fund is to deliver capital appreciation by investing in diverse large-cap US companies. A copy of the letter can be downloaded here. In the quarter, the Fund (investor class) outperformed the S&P 500 Index, returning -2.47% vs. -4.33% […]

  • Yahoo·8h ago

    New RH Credit Card from Synchrony Helps Clients Move Confidently From Vision To Fully Realized Spaces

    Synchrony (NYSE: SYF), a leading consumer financing company, today announced the launch of the RH Credit Card, a new financing solution designed for RH (NYSE: RH), a leading luxury home furnishings brand, to complement the RH experience and support clients as they furnish and complete thoughtfully-curated, design-driven spaces. The new RH Credit Card program offers cardholders a range of promotional financing options for purchases made at RH Galleries and Outlets across the U.S. and online at RH

  • Yahoo·2d ago

    Wells Fargo Maintains Overweight Rating on Synchrony (SYF)

    Synchrony Financial (NYSE:SYF) is one of the 8 Cheap Large Cap Stocks to Buy Now. On April 9, 2026, Wells Fargo lowered the price target on Synchrony Financial (NYSE:SYF) to $95 from $100 and maintained an Overweight rating. Wells Fargo said investor focus is shifting from geopolitical risk to concerns around AI-driven job impacts, noting […]

  • Yahoo·4d ago

    Consumer Finance Firms Likely Faced Seasonal Loan Headwinds in First Quarter, RBC Says

    US consumer finance companies likely faced seasonal headwinds on loans in the first quarter, but gro

  • Yahoo·4d ago

    Consumers' Vision Care Decisions Clouded by Costs, According to New Study from CareCredit, a Synchrony Solution

    A new study conducted by Synchrony (NYSE: SYF), a premier consumer financial services company, on behalf of CareCredit, which offers a leading health and wellness credit card, reveals that while patients want to pursue proactive vision care, a critical disconnect in how providers discuss care costs and financing for products and procedures is impacting access. The "VisionIQ: Intelligence on financing trends in eye care" study, which surveyed 2,000 U.S. consumers, pinpoints cost as a primary driv

  • Yahoo·4d ago

    Q4 Earnings Highlights: Synchrony Financial (NYSE:SYF) Vs The Rest Of The Credit Card Stocks

    Let’s dig into the relative performance of Synchrony Financial (NYSE:SYF) and its peers as we unravel the now-completed Q4 credit card earnings season.

  • Benzinga·5d ago

    JP Morgan Maintains Neutral on Synchrony Financial, Lowers Price Target to $73

    JP Morgan analyst Richard Shane maintains Synchrony Financial (NYSE:SYF) with a Neutral and lowers the price target from $84 to $73.

  • Benzinga·5d ago

    Wells Fargo Maintains Overweight on Synchrony Financial, Lowers Price Target to $95

    Wells Fargo analyst Donald Fandetti maintains Synchrony Financial (NYSE:SYF) with a Overweight and lowers the price target from $100 to $95.

  • View all news →
⚠️
Dilution risk detected

3 offering-related filings in the last 60 filings. Latest: 424B5 on 2026-02-19. View all →

Recent insider activity

View all →
  • 4FORM 4
    12d ago
  • 4FORM 4
    12d ago
  • 4FORM 4
    12d ago
  • 4FORM 4
    12d ago
  • 4FORM 4
    12d ago

Fundamentals

Valuation
Market Cap
$25.65B
P/E (TTM)
7.00S&P avg ~22
P/S (TTM)
0.73S&P avg ~2.8
P/B
1.79S&P avg ~4.5
P/FCF
2.53S&P avg ~26
EPS (TTM)
$9.51
Book/sh
$48.32
Cash/sh
$37.80
Profitability
Gross Margin
—avg ~45%
Operating Margin
18.39%avg ~15%
Net Margin
14.06%avg ~12%
ROE
21.09%avg ~18%
ROA
2.97%avg ~7%
ROI
10.93%
Payout Ratio
14.36%
FCF/sh
—
Growth & Health
Rev Growth YoY
20.48%
Rev Growth 5Y
0.89%
EPS Growth YoY
9.12%
EPS Growth 5Y
32.29%
Current Ratio
—
Quick Ratio
—
Debt/Equity
—
LT Debt/Eq
—
Trading & Dividends
Beta
1.41
52W High
$88.77
52W Low
$44.43
Avg Vol (10D)
3.06M
Avg Vol (3M)
4.16M
Div Yield
1.63%
Div/sh (TTM)
—
Analyst
Buy (27)
Price Performance
5D+7.17%
MTD+8.48%
3M-15.89%
6M+3.38%
YTD-11.55%
1Y+58.25%

Analyst Consensus

Buy
Based on 27 analysts
Period: 2026-04-01
20 Buy (74%)7 Hold (26%)0 Sell (0%)
Rating Distribution
Strong Buy
7
Buy
13
Hold
7
Sell
0
Strong Sell
0
Trend
2026-04
20/
7
/
0
2026-03
20/7/0
2026-02
19/8/0
2026-01
18/9/0